How do i deposit a cheque into my TD Bank Chequing account using my Mobile Phone App?

Question

Technology is advancing at a very fast pace that i am afraid older people won't be able to catch up with it one day. Although i am used to physically visiting the TD bank and depositing my cheques, i am also a person who is willing to explore new ways of doing things. Whichever ways gives me convenience and fastness, i usually opt for that method. I never knew we could also deposit cheque to our Bank account using the TD Bank mobile phone app, but one day i was surfing online and i find this advertisement saying that now we could deposit cheque conveniently without visiting the bank and i thought to myself how cool that would be for me. One thing that most people would agree with me is that i hate lining up at the bank to do some simple stuff such as deposit cheque. I understand depositing cheque at the ATM machine is convenient but sometimes i do feel lazy to even show up anywhere near the bank to do some banking transaction. Can anyone tell me the experience of depositing Cheque online through TD Bank mobile app?

Answer 1

Although it may sound very easy to deposit cheque using the mobile phone app, there are however some problem you could potentially face. One of the main problem is the inability of the bank phone app to recognize the handwriting of the amount figure written in the cheque. 

Once i had trouble getting the mobile bank phone app to recognize the amount figure situated on the right hand side box. So i ended up going to the bank to deposit at the teller anyways. But for those of you, sometimes the bank mobile phone app might work perfectly.

1. Open up your TD bank mobile phone app.

2. On the top left hand side menu, tap on "Mobile Deposit".

3. Choose "Deposit Cheque".

4. Select your "Account" to deposit your cheque to.

5. Type in the Amount as written in the cheque.

6. Type in a "Memo" if needed.

7. Tap on the "Front" portion under "Capture Cheque" section. Take a picture of the front side of the cheque.

8. Tap on the "Back" portion under "Capture Cheque" section. Take a picture of the back side of the cheque.

9. If succesful, your cheque would be deposited.

Answer 2

Watch video on "The fastest and easiest way to deposit cheque using your mobile phone bank app, without the need to visit your bank in person":